3 ms·

I would choose #1 if I believed in the company (FAANG tends to be a sure bet in terms of growth). By the time RSUs vest they could be worth substantially more.

I would choose #1 if I believed in the company (FAANG tends to be a sure bet in terms of growth). By the time RSUs vest they could be worth substantially more. This is assuming that you're awarded a set # of RSUs rather than a dollar amount pegged to the price of the stock at the time they vest. The details of vesting matter here. If you're unsure or feel uncomfortable with the risk, then the all-cash option (#2) would be better. As for option #3, it would really depend on the specific company - difficult to evaluate without knowing. It's hard to know if taking a bet on a non-FAANG company's stock is a good idea without an understanding of what space they're in, what stage they're at, etc.

productstudio 5y ago
With the cash option (#2 or #3), you can invest in any FAANG no? ie you can work for Company X, but buy 50% AAPL and 50% FB with the cash you are getting. This is a hypothetical scenario. Just thinking that folks dont think this way when it comes to evaluating job offers. Basically, the question is: "how much extra cash does one need to decline a FAANG offer (is it 2X or 4X the $ value of a FAANG RSUs?)"