As a Gen Z’er that graduated college in December 2020 and was fortunate enough to have (and not lose due to COVID) a full time software engineering job lined up

As a Gen Z’er that graduated college in December 2020 and was fortunate enough to have (and not lose due to COVID) a full time software engineering job lined up, I’m not sure how much this should worry me. Unlike a lot of US high schoolers, I was lucky to have a pretty solid personal finance class that taught me about Roth IRAs and 401ks and how index funds could set you up nice as long as you had some discipline. Although, in the back of my mind I couldn’t help but think that something would have to give eventually and that the average rates of economic growth we were being shown in class couldn’t continue. Despite this, I still started contributing to retirement savings as soon as I turned 18 with what little money I made from internships, because I thought at the very least having SOME savings would be good even if I was looking at getting 3-4% return instead of 5-7%. I guess the point of this post is that even as a Gen Z person being told straight up, “You’re fucked”, I’m still of two minds about whether that’s really true. The company I work for is in the area of semiconductor lithography, and the technology is absolutely astounding to me. I simply don’t believe that an economy that produces this kind of equipment and is STILL innovating is going to slow down enough to screw over an entire generation. Battery tech for EVs, solar, RISC-V and the stuff SiFive is doing, fusion power (maybe?), biotech and health-enhancing tech in general, and so many more things give me the feeling that we’ve still got plenty of reasons to be optimistic. Curious to hear what others think.