"apps that allow you to borrow Dollars (I.e. stable coins pegged to the dollar) and earn interest between 2-15% APR" The very definition of "bullshit leverage

"apps that allow you to borrow Dollars (I.e. stable coins pegged to the dollar) and earn interest between 2-15% APR" The very definition of "bullshit leverage products for speculators". This is a rather safe investment in the same sense that subprime mortgage-backed securities were in 2007.