> "DeFi" is bullshit leverage products for speculators No. With Compound, Aave and dydx you have DeFi-Dapps that allow you to borrow Dollars (I.e. stable coins

> "DeFi" is bullshit leverage products for speculators No. With Compound, Aave and dydx you have DeFi-Dapps that allow you to borrow Dollars (I.e. stable coins pegged to the dollar) and earn interest between 2-15% APR (there are no savings accounts out there that will get you that rate, at least in Europe with negative interest rates). All apps are integrated in the Coinbase wallet. In contrast to speculation on rising Bitcoin or Ether this is a rather safe investment. It’s only still hampered by the Ethereum transaction fees which are currently really high (but not all of the time). Furthermore, there are decentralized exchange Dapps that seem to have been going on well so far even through the current dump. If I were you, I would invest a little bit of your savings in Ether and just wait what happens. It’s got a huge potential to disrupt the banking business and change finance forever.