Yes, perhaps I misunderstood the intent of the original post. I was assuming it was a hypothetical independent adult based on the “unless...” part the OP. If yo

Yes, perhaps I misunderstood the intent of the original post. I was assuming it was a hypothetical independent adult based on the “unless...” part the OP. If you have other family contributing, the hypothetical breaks down and without further details it’s not really possible to determine if there’s actual financial hardship.