The guy might be an asshole, but his advice is rock solid and it’s worked wonders for me. The thing is, Dave showed up at a time when credit cards were how peo

The guy might be an asshole, but his advice is rock solid and it’s worked wonders for me. The thing is, Dave showed up at a time when credit cards were how people lived. Leveraged to the hilt and no savings. He will be the first to say that his advice isn’t genius - it’s pragmatic and simple. Learn to budget. Pay off your debt. Fund your 401K. All of that said, he appears to be a pretty nasty individual. Which is fine. But the unforgivable part is that he does it on the back of Christianity. Absent that variable, he’s just another ruthless businessman.