From a UX point of view I absolutely agree. However, I was told by my bank that federal law limited electronic transfers to no more than 6 per month, for all o

From a UX point of view I absolutely agree. However, I was told by my bank that federal law limited electronic transfers to no more than 6 per month, for all of my accounts at the bank. I was told I could make as many in-person transfers as I wished. True or not, this might explain some of the thinking behind this particular example.