They were way too lax with lending to marginal applicants and that caused the 2008 collapse. I’m sure the real estate industry would love to go back to dodgy lo

They were way too lax with lending to marginal applicants and that caused the 2008 collapse. I’m sure the real estate industry would love to go back to dodgy loans to those who cannot pay them back because they make more profit that way. I believe there should be stricter credit requirements, coupled with higher taxes on secondary residences and investment real estate. It’s predatory lending otherwise.