>>I haven't seen the defi solutions for business loans in other words It's possible, but only in a round about manner at the moment. To get a regular business

>>I haven't seen the defi solutions for business loans in other words It's possible, but only in a round about manner at the moment. To get a regular business loan typically you need to have collateral security, normally that is some combination of property, plant, equipment or financial instruments like shares. Crypto loans (see AAVE) can only presently be secured by crypto collateral. That's not necessarily a bad thing - it keeps things simple and offchain (ie tangible) collateral can be financialised easily enough with existing tradfi tools. In a round about way if you wanted to get a business loan via crypto at a better rate than your bank, you would borrow from your bank in $ (lets say 2%), swap $'s into something like USDC, deposit it at 7% on chain and then borrow something like Ethereum against it at 3%, you now have positive carry on your loan (4%) and a pile of Ethereum (if you so want). If you want to deal exclusively in offchain assets as collateral for onchain loans, nobody yet has bridged that gap, its a huge opportunity for sure. UBS I note is experimenting in the space. https://www.finews.asia/finance/34488-ubs-tokenization-blockchain-dlt-investment-bank-crypto-asia-apac https://www.finews.asia/finance/34488-ubs-tokenization-block...