> epending on where you live (and whether you own property) No, it's a lot for 4-5 years anywhere. This is on top of a pretty decent salary. For most working

> epending on where you live (and whether you own property) No, it's a lot for 4-5 years anywhere. This is on top of a pretty decent salary. For most working folk, putting this much aside in cash-equivalent over entire career is hard. GP is talking about going from a high base salary to decent base salary, while using the extra comp (estimated here at approx 1mm) to smooth the impact of the drop in base. This is very manageable.