There are different levels of rent seeking. For example I don't think there's anything wrong with loaning money for people who will use it to start a productive

There are different levels of rent seeking. For example I don't think there's anything wrong with loaning money for people who will use it to start a productive business. There's a lot wrong with corruption, where laws and politicians are bought with money. There's a lot of wrong with regulatory capture, where market regulation is distorted in a way that makes competition against the status quo next to impossible.