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They had a car with rear-end damage, and they idled it late at night in the leftmost lane of 880 just around a curve to the left. I came around the curve at no
by dkarl 15y ago
They had a car with rear-end damage, and they idled it late at night in the leftmost lane of 880 just around a curve to the left. I came around the curve at normal freeway speed, and it took me a few seconds to process that they were only going a few miles an hour (with no brake lights, either idling or perhaps riding the brakes with the brake lights disabled). I got on the brakes too late and hit them from behind. Something about the accident, possibly a comparison of the damage to each car, set off a fraud investigation at my insurance company, which was State Farm at the time. I don't know what happened after that, because like I said, I didn't really have to be involved.
My best guess is that the driver was charging people to stage accidents so they could collect insurance when they weren't able to collect in the original accident. Or maybe he was in cahoots with a dirty body shop and he was helping people collect a few thousand dollars for repairs on cars that were actually headed to the junk yard. Something penny-ante like that. There was a woman in the car with him, and somehow I got the impression that it was her car and she didn't know or trust him. I think she got out and watched us exchange information like she wanted to make sure he wasn't doing anything behind her back. He may have told me the car was hers, but I don't really remember. At the time I thought the whole thing between them was weird, but I never thought of fraud until the insurance company told me that's what was going on.