It also makes it harder to subscribe. You can accidentally tap the fingerprint scanner on the home button, and there were apps that made use of that, but you ca

It also makes it harder to subscribe. You can accidentally tap the fingerprint scanner on the home button, and there were apps that made use of that, but you can't accidentally enter your credit card and then accidentally confirm the transaction with a 2fa code. The payment form alone is a huge deterrent IMO, even if it says "you won't be charged, free trial, cancel anytime".