I think that's a fair point, but, to contrast, most average folks will end up with maybe 6-12 transactions over their lifetime that result in mandatory reportin

I think that's a fair point, but, to contrast, most average folks will end up with maybe 6-12 transactions over their lifetime that result in mandatory reporting requirements. Largely depending on how many cars they purchase plus maybe four from buying a house, renoing the house, retiring to a smaller house and then passing away.