They take ~19% of my total comp to pay into a ponzi government pension scheme in Germany that will crash in predictable amounts of time, and they have written i

They take ~19% of my total comp to pay into a ponzi government pension scheme in Germany that will crash in predictable amounts of time, and they have written it into law that existing pensions must never decrease in real terms (!), meaning that every year pension benefits increase, just to make the voting senior population feel secured. It's all at the expense of my generation which gets their salary taken away with nothing tangible in return. The consequence is that I put 75% of my remaining net into investing accounts (completely unprotected and without any tax benefits, just additional capital gains taxes...) and don't spend it on anything else. And then they keep wondering why purchasing power continues to reach all-time lows, and why Germans are unable to accomulate any assest... The promise of government pension is worthless in Germany (which is different from the pension system of civil servants, btw). The old generation exploits the young and will continue to do so until the system crashes. The sane thing to do is exit the mandatory contributions schemes.