If you’re playing the long game, I would say it doesn’t really matter. It might crash soon but recover by the time you actually need it or it will keep going un

If you’re playing the long game, I would say it doesn’t really matter. It might crash soon but recover by the time you actually need it or it will keep going until you need it. Since these indices represent the whole market and it tanks, you won’t be worse off than most other investors/funds/pensions either way. That’s how I see it. But I’d you’re looking for a shirt term gain then it’s very different.