I live across the street from a homeless camp in California in a house I dont deserve, my parents are amazing people and had no retirement plan and I have no id

I live across the street from a homeless camp in California in a house I dont deserve, my parents are amazing people and had no retirement plan and I have no idea whats going on or what Im going to do when Im too old to work and get fired from whatever bs tech company Im working for when Im 35 and Im just realizing it. Its 1:30 in the morning and my babys gonna wake me up in four hours. America is insane.