If you ever have the need to invest billions that outcome might be meaningful. One need not beat the market. It is not difficult to trade time and thought for a

If you ever have the need to invest billions that outcome might be meaningful. One need not beat the market. It is not difficult to trade time and thought for an upgrade in returns over funds. Frankly, just being awake to push the button during a crash, and making half ass reasonable investments afterwards is plenty.