Coming from a country in constant economic crisis, thinking of what ifs all the time is the way of living, then moving to a 1st world country life suddenly ente

Coming from a country in constant economic crisis, thinking of what ifs all the time is the way of living, then moving to a 1st world country life suddenly enters easy mode, as you know problems in a 1st world country won't ever be as bad as what you used to know, and since you are used to having issues, budgeting and saving become easier. A lot of the things the author mentioned, I would also do, just because I don't see the point of wasting money if they are offered for free, and saying hello to the cleaning crew is just basic human decency, c'mon. Also, the paycheck stuff, anyone who has ever cared about money would throw a fit if the money is not in their account the next day, from what I gather all the author's coworkers never had an issue in their life.