The value of crypto is the access to the underlying network, which lets the users of that network transfer a known supply of tokens in a manner that's not forge

The value of crypto is the access to the underlying network, which lets the users of that network transfer a known supply of tokens in a manner that's not forgeable, repudiable, confiscable, etc. or reliant on the permission of outside authorities. Final settlement takes an hour. It's worth whatever people will pay for that access.