These statement assumes that said employees don't already plan to donate their money. I'd note too that on the individual level, the risk calculus shifts. Ther

These statement assumes that said employees don't already plan to donate their money. I'd note too that on the individual level, the risk calculus shifts. There is a good case for earmarking charity money (allowing use of it for personal emergencies) and leaving them in your own investments and dedicating them upon death, rather than committing them immediately to your favorite cause of the day.