> 30 year fixed rate mortgages. That helps a little, but relies on lenders underestimating future inflation. If they can predict X% inflation, they can price t

> 30 year fixed rate mortgages. That helps a little, but relies on lenders underestimating future inflation. If they can predict X% inflation, they can price that into the initial fixed rate. So it's useful for making damages due to usury less variable - which is helpful for the same reasons insurance is helpful - but it doesn't usefully reduce them.