I don't think it hurts to use this advice. The worst that can happen is that the company is only willing to pay you 90k (either they don't think you can net the

I don't think it hurts to use this advice. The worst that can happen is that the company is only willing to pay you 90k (either they don't think you can net them more or they think you're bluffing, but that's risky if you have other offers to show them). You can still pick that company if you want in the end.