I think the term "forced" implies to me that the other options were worse at least. High earners can become low earners very quickly like real estate agents in

I think the term "forced" implies to me that the other options were worse at least. High earners can become low earners very quickly like real estate agents in 2008. These people have a larger bank roll and wider network then suddenly find themselves without a way to sustain their existing lifestyle. Similarly, the dot com bust gave many previously high paid programmers a lot of free time and few options to maintain their income.