Thank you for posting that link, it was really informative. > ProPublica has found that they [insurers] often accommodate attackers’ demands, even when alterna

Thank you for posting that link, it was really informative. > ProPublica has found that they [insurers] often accommodate attackers’ demands, even when alternatives such as saved backup files may be available. What a perverse set of incentives. Insurance companies are paid to manage risk. Risks go up the more they pay ransoms. As risks go up, the risks are more visible, more companies get policies, insurance gets more money. This is bordering or racketeering. How many times do people on HN say “back up your files”. Certainly that’s the way to do it if you want less ransomware. It’s not sexy, it’s not “visible”, but it will reduce your risk. But apparently, the goal here is to encourage more ransomware.