The point is that appraisals appear not to be based on information, but on gut instinct. I've found no kind of federal regulation, no industry/trade/lobbying g

The point is that appraisals appear not to be based on information, but on gut instinct. I've found no kind of federal regulation, no industry/trade/lobbying groups, only state-based certification bodies perfectly positioned for corruption and lack of checks on their work. This would seem to have implications for every U.S. property owner.