"accident" doesn't tell you anything about what caused their death. They could have been hit by a car, stepped on by an elephant, electrocuted in the bathtub et

"accident" doesn't tell you anything about what caused their death. They could have been hit by a car, stepped on by an elephant, electrocuted in the bathtub etc. They'd be better off ignoring if it were intentional or accidental and just listing what killed them like asphyxiation, heart failure, etc although that can have problems too since life insurance may or may not pay out without knowing if it was suicide