I think your logic around rent vs. mortgate highlights a huge shift in the perception of home ownership as well. I'm not convinced many people ask "Can I afford

I think your logic around rent vs. mortgate highlights a huge shift in the perception of home ownership as well. I'm not convinced many people ask "Can I afford this home?" as much anymore, vs. "Can I affort the payments on this home?". This happened a while ago in vehicle ownership; no one cares that a truck has a MSRP north of $100K, just that they can swing the biweekly (or weekly!) payment of $xxx This was always the intent of very lower interest rates, so I think the question for all the crystal ball prognosticators out there is will interest rates eventually rise and change the math, or are savers the suckers because inflation will erode their wealth? I have to believe that we can have low, steady prices OR free cash, but the current situation of both can't last. What do you think?