> As Teslas are safer over time, one would expect rates to gradually go down. In Germany it's currently the opposite due to the overly high amount of Teslas th

> As Teslas are safer over time, one would expect rates to gradually go down. In Germany it's currently the opposite due to the overly high amount of Teslas that are declared as total damage because the auditors that work for insurers usually don't know that their frames can be partially replaced. Additionally there's no availability to repair a Tesla in practice at that point, but the given software lockout policy of Tesla is a different story.