Yes, the article gives wildly optimistic examples. No one is going to sell you a website that reliably makes $200/mo for $3000. They would ask more like $30,000

Yes, the article gives wildly optimistic examples. No one is going to sell you a website that reliably makes $200/mo for $3000. They would ask more like $30,000. What the article brushes over is the wealth gap that prevents most people from buying cash flow. Sure, they probably buy too much stuff. But how long would someone making minimum wage need to save enough money to buy a $30,000 income-producing asset that adds $200/mo to their income? Especially given that the percentage of their income going to housing keeps rising, as the wealthy extract higher and higher rents from them?