2 ms·

They're not actuarially equivalent if you qualify for "enahnced cost sharing" subsidies: https://www.healthinsurance.org/obamacare/the-acas-cost-sharing-subsidi

• lotsofpulp 5y ago
  Interesting, did not know about that. But 250% of federal poverty level is > For coverage effective in 2021, 250 percent of the federal poverty level in the continental U.S. is $31,900 for a single individual, $54,300 for a family of three, and $87,900 for a family of six. (These amounts are higher in Alaska and Hawaii, since they have higher federal poverty levels). That’s rough for a household of two, especially if they live in a high tax state.