As someone who switched from Simple to a “traditional” bank + YNAB, it is definitely a lot more in depth and less simple. I think it’s a good option for keeping

As someone who switched from Simple to a “traditional” bank + YNAB, it is definitely a lot more in depth and less simple. I think it’s a good option for keeping track of everything and coming up with better plans though. One major downside of simple was not having credit card purchases inline. But Simple’s goals and expenses I think were easier to use even if less advanced. There is definitely more of a learning curve to YNAB.