It doesn’t have to be one or the other. At that income, it is entirely possible to do nice things and invest for the future. You can do anything you want, just

It doesn’t have to be one or the other. At that income, it is entirely possible to do nice things and invest for the future. You can do anything you want, just not everything you want. Also, in classic financial blogger style, he misses why people buy nice cars, and treats the invented reason with disdain. It isn’t always, or even often, to make others admire, but because they are pleasant to own and drive. Yes, it’s easy to overspend on cars, but it is easily done responsibly if it is a part of a broad careful plan.