If I keep my money in a savings account, the worst that can happen to it is that inflation slowly, slowly erodes its value. If I keep my money in a stock, the

If I keep my money in a savings account, the worst that can happen to it is that inflation slowly, slowly erodes its value. If I keep my money in a stock, the worst that can happen is its value craters tomorrow. If I keep my money in a cryptocurrency, the worst that can happen is the wallet site gets hacked, the value craters tomorrow, or the government outlaws converting it back to something you can actually exchange for non-darknet goods and services.