OK, this makes sense, but I think it's more a function of the ECB's negative interest rates than anything else. The situation is not the same in the US, nor is

OK, this makes sense, but I think it's more a function of the ECB's negative interest rates than anything else. The situation is not the same in the US, nor is it throughout most of the world. Also, I'm not sure if I would describe this as banks wanting to get rid of deposits, rather than wanting to make money off of them. It's not as if banking customers have meaningful alternatives at the moment, do they?