Also regarding regressivity: poorer and/or less informed people are more at-risk for predatory advertising: think scratch lotteries, payday loans, etc. Also of

Also regarding regressivity: poorer and/or less informed people are more at-risk for predatory advertising: think scratch lotteries, payday loans, etc. Also of course the "YOU HAVE [241] VIRUSES DETECTED, DOWNLOAD SUPER CLEANER SX"