Put 1 year worth of living expenses in a savings account for emergencies, and don't touch it unless you have an emergency or lose your source of income. Make su

Put 1 year worth of living expenses in a savings account for emergencies, and don't touch it unless you have an emergency or lose your source of income. Make sure you're maxing out your 401k and other long term savings vehicles, and then, spend your extra money on investments, that is, things that will earn you more money with less work.