You assume that the only thing in the password vault is the password to the banking website? Which could not even be used to close my account even if I was the

You assume that the only thing in the password vault is the password to the banking website? Which could not even be used to close my account even if I was the one requesting it and/or you assume the only thing of value after a person is dead is the details of the financial institutions both of which are flawed and erroneous assumptions