4.3%, like I said is making two huge overestimates: one, that home prices increased nationwide by far more than what they actually did, and two, that all other

4.3%, like I said is making two huge overestimates: one, that home prices increased nationwide by far more than what they actually did, and two, that all other things inflated by an average of 3%. Plenty of things even saw negative year over year changes. TVs have gotten incredibly cheap. Software is basically free (whether you pay for it with your privacy or go with FOSS.) Furniture, clothes, lights, toys have gotten far cheaper than they were even a few decades ago.