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Another solution to this problem is the availability of disposable credit cards. It would be ideal that credit card numbers could just be created from scratch,
by taftster 5y ago
Another solution to this problem is the availability of disposable credit cards. It would be ideal that credit card numbers could just be created from scratch, as needed, and turned off whenever the use was done.
We had promises of this as ecommerce took off, to help avoid fraud. But it seems these don't get widespread adoption, probably because purchases are easy to get chargebacks for (in general).
A hard limit for cloud purchases is surely needed. But because the cloud providers aren't giving us this, I'm wondering if a solution like disposable cards could?
- gruez 5y ago1. Does aws even accept prepaid cards? many providers don't dye to fraud/abuse concerns 2. Your payment method refusing to accept charges doesn't mean you're still not on the hook for them. Technically they can still send your bill to collections and wreck your credit report. They probably don't do this, but it's still a bad bandaid solution
- taftster 5y agoGood thoughts/questions, thanks. 1. Not sure, but I think that's the problem I'm asking about. Because prepaid or auto-generated cards are not mainstream, big vendors don't need to accept them. 2. Agreed, but at least this puts one more layer of control back to the owner. AWS doesn't have my birthdate or social security info (US), so it would be harder (not impossible) for them to "wreck your credit report". At least this approach puts an extra barrier in the equation.