As a personal user, I wish they gave two options to fix this. Option 1: When credit balance reaches a certain level (or monthly spend reaches a certain level)

As a personal user, I wish they gave two options to fix this. Option 1: When credit balance reaches a certain level (or monthly spend reaches a certain level), initiate a resource stop on every resource that can be stopped without data loss. This would still incur charges for some things like EBS volumes, S3 data, etc, but at least it would slow the bleeding. Option 2: I don't care about data loss, just terminate everything when I hit the threshold. This should require a double-opt in and maybe a warning banner in the console UI.