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Yes, and everybody attends college in state. Look, I understand most hacker news readers do banking online, but the notion that banks are limited to a single s
by will4274 5y ago
Yes, and everybody attends college in state.
Look, I understand most hacker news readers do banking online, but the notion that banks are limited to a single state requires either that people rarely go out of state or never need to go to a physical branch. Neither is true in 2021. The former (not traveling) is more common than the later (not needing to go to a physical branch).
You seem to be proposing purely online banking. I take it you don't own a home or a car or a business? Most loans still require an in person meeting.
- freeone3000 5y agoI was approved for a $550,000 mortgage over the phone, during COVID times. They verified my identity documents electronically, verified that the place I was buying existed using the digital property registry, had their appraiser go out, charged me for the appraisal, and placed the money in escrow with my notary. If they can do this during a pandemic, why can't they do it all the time?