That's a dangerous mindset. I know too many people who can't wait to get into more debt, then complain when they can't afford things. I'm thinking of specific

That's a dangerous mindset. I know too many people who can't wait to get into more debt, then complain when they can't afford things. I'm thinking of specific people that have more expensive versions of everything I own, while making less money than me, then saying "it must be nice" when they see me go on vacation or go out to dinner without considering the cost. Plus I think you're being a bit unfair about his first date comment. It seemed like it was more of a quip to explain his position, than an actual plan