Statute of limitation DOES apply to collection of debts "For example, the statute of limitations for credit card debt in a few states may be as long as 10 year

Statute of limitation DOES apply to collection of debts "For example, the statute of limitations for credit card debt in a few states may be as long as 10 years, but most states impose a period of three to six years. To determine the statute of limitations on different kinds of debts under each state's law, check with a legal aid lawyer, another attorney, or your State Attorney General's Office." https://www.consumer.ftc.gov/articles/0117-time-barred-debts https://www.consumer.ftc.gov/articles/0117-time-barred-debts