I think you are right about the lack of recognizing time value, but the rest of the problem is making assumptions based on sex or anything else and then proscri

I think you are right about the lack of recognizing time value, but the rest of the problem is making assumptions based on sex or anything else and then proscribing them. There are all kinds of people who do t fit into all these nice little labels being thrown about, and they also get neglected.