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They do, but most people get their flood insurance through the National Flood Insurance Program, which makes determinations of risk based on data collected back
by Edman274 5y ago
They do, but most people get their flood insurance through the National Flood Insurance Program, which makes determinations of risk based on data collected back in the 80s, and doesn't have premiums that cover the actual risk, which means it doesn't really dissuade people from building in flood areas.
- jt_b 5y agoMy first job out of college was doing flood zone determinations with this data. FEMA updates their FIRM (Flood Insurance Risk Maps) flood zones in most places every few years. Just checked here in Austin and it was last updated in 2016. https://msc.fema.gov/portal/availabilitySearch?addcommunity=480624&communityName=AUSTIN,%20CITY%20OF#searchresultsanchor https://msc.fema.gov/portal/availabilitySearch?addcommunity=...