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> What if you have ...shudder... more money? Hopefully almost no one has more than that in a normal savings account. There are lots of better alternatives.

• Hamuko 6y ago
  I have to admit that I'm guilty of this.
• ramchip 6y ago
  Just an example, but if a significant part of your pay is stocks, it's possible that you need several (4+) months of salary in an account for the tax payment to go through plus afford normal expenses.