>> There's a worry that insurance won't cover you if the car manufacturers say "Oh he hacked the software". Accidentally hit someone? Now you have to pay the fu

>> There's a worry that insurance won't cover you if the car manufacturers say "Oh he hacked the software". Accidentally hit someone? Now you have to pay the full damage. Got into an accident? Sorry, pay your own hospital, your coverage has been cancelled. You bring up a good point, but that assumes that there are problems with the replacement car software. People repair and modify their own cars today and most insurers do not object unless their is some kind of gross negligence / unsafe modifications.