> Prior to April 2020 I had 100% of my 401K in cash/equivalents. I am not a financial advisor, but that sounds like an unusual strategy regardless of your age.

> Prior to April 2020 I had 100% of my 401K in cash/equivalents. I am not a financial advisor, but that sounds like an unusual strategy regardless of your age. > It's easy to forget what it was like at the time, and that it could have easily gone down even further. The only thing that matters is where it will come back, and when. Eg, once Facebook dipped below 50%, you were quite likely to make a profit on that buy in the next 2 years no matter how much further it was going to go in that time frame.