Perhaps a happy medium (between security and practicality) would be to have the option to only apply two-factor lock-down to "admin" type functions(i.e. to chan

Perhaps a happy medium (between security and practicality) would be to have the option to only apply two-factor lock-down to "admin" type functions(i.e. to change cell phone, change secondary email, etc). This would allow a hacker to perhaps gain access to your email, however would not be able to completely hi-jack your account.